We start by defining financial goals. We use a proprietary process in our initial meetings to jointly develop a set of personal financial goals.

We then develop our proprietary Initial Financial Plan and Personal Investment Policy (PIP).  This is YOUR financial roadmap -- with specific action steps -- that integrates all aspects of your financial life into one plan.  The Initial Financial Plan and PIP lay the groundwork for tailoring our Wealth Management Services to you. 

Once the Initial Financial Plan and PIP have been agreed upon, we implement your investment plan, and recommend resources to execute other plan elements. 
 

For more specific detail about the financial planning process or our investment management approach, please click these links or the buttons on the left. 

Once we establish your investment account, Wealth Management Services provides ongoing active investment management coupled with financial advice for executing the remainder of your financial plan.  We also provide investment management and financial planning as separate stand-alone services if you prefer. 

You'll get aggregated reporting showing how your finances have performed -- all in one place. Our quarterly report shows how you're doing in a single snapshot, so you see how you are tracking toward your goals.

As a Registered Investment Advisor with extensive experience at top financial institutions, we deliver high-quality investment advice based on sound, fundamental financial principles.

We provide our services with no conflicts of interest because we plan and manage money on a fee-only basis.  We do not sell financial products, nor do we take any commissions or referral fees. For more information, please see "Why Use A Registered Investment Advisor Instead Of (Or Along With) A Broker? in the FAQ section.